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| MULTI-FAMILY / SELF STORAGE |
|
|
| Small Portfolio ($400,000 to $1M) |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
|
Floating |
3.75% – 6.50% |
30 |
|
| Purchase – 80% |
5-year |
3.30% – 4.05% |
30 |
|
| Rate/Term Refi – 80% |
7-year |
3.54% – 4.29% |
30 |
|
| Cash-Out Refi – 75% |
10-year |
3.97% – 4.72% |
30 |
|
| |
30-year |
5.37% – 6.50% |
30 |
|
|
|
| Large Portfolio or Non-Recourse ($1M to $20M+) |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
|
Floating |
3.75% – 7.50% |
30 |
|
| Purchase – 80% |
5-year |
3.30% – 4.05% |
30 |
|
| Rate/Term Refi – 80% |
7-year |
3.54% – 4.29% |
30 |
|
| Cash-Out Refi – 75% |
10-year |
3.97% – 4.72% |
30 |
|
| |
30-year |
5.37% – 6.50% |
30 |
|
|
|
|
|
|
| Special Products |
|
| Program |
Fixed Term |
Rate |
Max Amort. |
|
| Rehab/Bridge (75% LTC) |
1-year |
7.00% – 14.00% |
Interest Only |
|
|
| NNN / RETAIL / OFFICE / INDUSTRIAL |
|
|
| $500,000 to $1.5M |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 75% |
3-year |
3.63% – 4.54% |
25 |
|
| Purchase and Refinance |
5-year |
3.75% – 4.52% |
25 |
|
|
7-year |
4.25% – 4.87% |
25 |
|
|
| $1.5M to $10M+ |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 75% |
3-year |
3.63% – 4.54% |
25 |
|
| Purchase and Refinance |
5-year |
3.75% – 4.52% |
25 |
|
|
7-year |
4.25% – 4.87% |
25 |
|
|
|
| OWNER-OCCUPIED / SBA / HOTEL / MOTEL |
|
|
|
| Conventional and Government Programs |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 90% |
Floating |
3.75% – 6.50% |
25 |
|
| Purchase (SBA) |
3-year |
3.75% – 4.66% |
25 |
|
| 75% |
5-year |
3.95% – 4.70% |
25 |
|
| Refinance |
10-year |
4.70% – 6.00% |
25 |
|
| *Note: rates vary widely depending on borrower credit, LTV, loan size, property condition, market conditions, and other factors |
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